Chase Freedom Flex — $250 sign-up bonus
Spend $500 on purchases in the first 3 months
Verified Nov 9, 2026 · 12:15 AM CT
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The facts
Offer context
The Freedom Flex's standard bonus is $200, so this elevated $250 offer is $50 above normal — and The Points Guy calls it the highest fixed cash-back bonus the card has ever posted. It's a limited-time bump over the usual offer.
Why we're nabbing it
For a no-annual-fee card this is about as easy as bonuses get: $500 in three months is one grocery-and-gas month for most households. Pair it with a Sapphire card later and that $250 becomes 25,000 transferable Ultimate Rewards points worth ~$513 by TPG's valuations. Catches: Note: Chase refreshed the card on Sep 21, 2026 — it no longer charges foreign transaction fees (was 3%), but the cell phone protection benefit was removed the same day. Chase's 5/24 rule means recent card openers get auto-denied, and the 5% rotating categories require manual activation every quarter — forget and you earn 1%.